Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re paying too much.
Your Excelsior Finance broker can do a full home loan health check for you either in person or over the phone. They will check if your loan is still competitive and still suited to your individual needs.
Having an expert do this for you can also take the stress out of the process for you. It is advisable to get this check done at least once a year, or if your circumstances change.
Be aware of what you want checked. Think about the following when you speak to your broker:
- Am I paying an unreasonably high interest rate?
- Am I paying high fees?
- Am I happy with the service I receive?
- Does my loan give me the features I need?
- Am I paying for features I don’t use?
- Have my financial circumstances changed?
A home-loan health check will generally cost you nothing and could save you thousands. Your home loan features could be improved or you could find yourself with a lower interest rate. A better payment structure could also be introduced, making your repayments more manageable.
Contact your Excelsior Finance Broker to organise your free home loan health check today!
Excelsior Finance is an MFAA Approved Finance Broker and the Excelsior team have the expertise to find you the loan that best suits your needs and the experience to assist you with all your credit related issues.
Contact the team at Excelsior today on 93846924
Excelsior Finance Pty Ltd ABN 86 166 365 242
Australian Credit Licence 449988; Mortgage and Finance Association of Australia (MFAA) advisor number 155367